Measure how many days a company could operate using only liquid assets without needing additional revenue or financing.
Total annual operating expenses excluding non-cash items
Days company can operate without revenue
Total Defensive Assets
Daily Operating Expenses
Liquidity Assessment
Enter values to calculate the defensive interval ratio
< 30 days
High financial risk, requires immediate attention
30-90 days
Reasonable buffer, monitor closely
> 90 days
Excellent financial cushion
Defensive Assets: Cash + Marketable Securities + Accounts Receivable
Daily Operating Expenses: Annual Operating Expenses ÷ 365
Save your calculations and get detailed breakdowns