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Emergency Fund Calculator

Determine your recommended emergency fund target based on monthly expenses and how many months of coverage you need.

Include rent, utilities, food, insurance, minimum debt payments

Number of people who depend on your income

How much you can save per month

Emergency Fund Target

Recommended Months: 0
Target Amount: $0
Current Savings: $0
Amount Needed: $0

Savings Plan

Monthly Savings: $0
Time to Goal: 0 months
Progress: 0%
Progress to Goal

Recommendation

Emergency Fund Guidelines

3-4 Months:

  • • Stable employment
  • • Dual income household
  • • Good job security
  • • No dependents

6 Months:

  • • Single income household
  • • Average job security
  • • Some dependents
  • • Standard recommendation

9-12 Months:

  • • Self-employed
  • • Variable income
  • • Multiple dependents
  • • Unstable industry

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